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	<title>Bankruptcy</title>
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	<link>http://www.bankruptcy.org.au</link>
	<description>Advantages &#38; disadvantages of bankruptcy, how and where to apply.</description>
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		<title>How to control your debt and still have a life</title>
		<link>http://www.bankruptcy.org.au/how-to-control-your-debt-and-still-have-a-life/</link>
		<comments>http://www.bankruptcy.org.au/how-to-control-your-debt-and-still-have-a-life/#comments</comments>
		<pubDate>Thu, 09 Dec 2010 12:59:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=355</guid>
		<description><![CDATA[Learning how to control your debt is the key to experiencing financial freedom. For many people, the ease with which they can acquire new purchases has allowed an irresponsible attitude towards spending with potentially disastrous results. By choosing to more closely monitor spending patterns, you can see areas in which changes may need to occur [...]]]></description>
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		<title>Bankruptcy as a last resort for consumers in extreme debt</title>
		<link>http://www.bankruptcy.org.au/bankruptcy-as-a-last-resort-for-consumers-in-extreme-debt/</link>
		<comments>http://www.bankruptcy.org.au/bankruptcy-as-a-last-resort-for-consumers-in-extreme-debt/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 23:33:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=330</guid>
		<description><![CDATA[Excessive debt and constant collection calls can create stress and worry for consumers and leave them desperate for solutions to their situation. Debt consolidation is one option for consumers; typically, by combining all outstanding debts into one long-term, lower-interest loan, the total monthly payment can be reduced to an affordable amount. This can provide significant [...]]]></description>
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		<title>Managing debt and avoiding bankruptcy</title>
		<link>http://www.bankruptcy.org.au/managing-debt-and-avoiding-bankruptcy/</link>
		<comments>http://www.bankruptcy.org.au/managing-debt-and-avoiding-bankruptcy/#comments</comments>
		<pubDate>Wed, 13 Oct 2010 01:09:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=326</guid>
		<description><![CDATA[For many individuals and families, current difficult economic conditions have created significant money problems including excessive debt. For some, bankruptcy offers some relief from overwhelming bills and collection calls; however, its lasting negative effects can cripple consumers financially for seven years or more. In most cases, it’s preferable to find creative ways of managing debt [...]]]></description>
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		<title>Advantages and Disadvantages of Bankruptcy</title>
		<link>http://www.bankruptcy.org.au/advantages-and-disadvantages-of-bankruptcy/</link>
		<comments>http://www.bankruptcy.org.au/advantages-and-disadvantages-of-bankruptcy/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 06:23:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=52</guid>
		<description><![CDATA[ Becoming bankrupt is the solution of last resort for the consumer whose debt problems are so severe that they cannot even be worked out with a formal settlement agreement. It is well known that there are advantages and disadvantages when taking this solution, but before you opt for complete debt forgiveness, think carefully! You might [...]]]></description>
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		<title>How to Manage Your Loans, Credit Cards and Bills</title>
		<link>http://www.bankruptcy.org.au/how-to-manage-your-loans-credit-cards-and-bills/</link>
		<comments>http://www.bankruptcy.org.au/how-to-manage-your-loans-credit-cards-and-bills/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 06:14:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=49</guid>
		<description><![CDATA[ Consumers contemplating bankruptcy find that they have accumulated so much debt that it is unlikely to extricate themselves from these obligations without court assistance. Learning how to manage your loans, credit cards, and bills ahead of time is a surefire means of avoiding becaming bankrupt, reducing consumer debt to manageable amounts, and maintaining a good [...]]]></description>
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		<title>Early Signs of Bankruptcy and Their Progression</title>
		<link>http://www.bankruptcy.org.au/early-signs-of-bankruptcy-and-their-progression/</link>
		<comments>http://www.bankruptcy.org.au/early-signs-of-bankruptcy-and-their-progression/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 06:07:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Options]]></category>
		<category><![CDATA[debt agreement]]></category>
		<category><![CDATA[debt collector]]></category>
		<category><![CDATA[personal insolvency]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=46</guid>
		<description><![CDATA[Before any bankruptcy filing, there are copious early signs and warning that debt is becoming so serious that it may soon turn into an unmanageable personal deficit. It is very rare indeed that debt becomes so staggering overnight that immediate insolvency relief is required for adequate personal debt management. Generally speaking, there are five early [...]]]></description>
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		<title>Exploring Bankruptcy Alternatives</title>
		<link>http://www.bankruptcy.org.au/exploring-bankruptcy-alternatives/</link>
		<comments>http://www.bankruptcy.org.au/exploring-bankruptcy-alternatives/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 05:59:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Options]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[debt agreement]]></category>
		<category><![CDATA[Debt Counselor]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=43</guid>
		<description><![CDATA[Bankruptcy is perhaps the severest means of dealing with overwhelming debt. Consumers, whose outstanding debts have become virtually unmanageable, oftentimes look to insolvency to end debt collector harassment and also the anxiety related to dealing with the indebtedness. That being said, there are actually  alternative solutions that also offer means of dealing with consumer debt, yet [...]]]></description>
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		<title>Stop Debt Collectors Harassment</title>
		<link>http://www.bankruptcy.org.au/stop-debt-collectors-harassment/</link>
		<comments>http://www.bankruptcy.org.au/stop-debt-collectors-harassment/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 05:43:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=40</guid>
		<description><![CDATA[ In addition to suffering from the stress related to carrying a virtually unmanageable amount of consumer debt, there is the harassment of debt collectors. Consumers seriously contemplating filing for bankruptcy almost always cite the need to stop debt collectors’ harassment as a main component in their decision to go this route. Collectors are agents of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Budgeting Your Money To Prevent Bankruptcy</title>
		<link>http://www.bankruptcy.org.au/budgeting-your-money-to-prevent-bankruptcy/</link>
		<comments>http://www.bankruptcy.org.au/budgeting-your-money-to-prevent-bankruptcy/#comments</comments>
		<pubDate>Sat, 13 Jun 2009 05:22:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=37</guid>
		<description><![CDATA[There is absolutely no question that many people end up filing bankruptcy due to circumstances that are truly beyond their control, such as job losses, deaths in the family and major accidents. However, there is also no doubt that many people get into financial problems due to poor budgeting and inadequate money management. Being skilled [...]]]></description>
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		<title>When Should I File for Bankruptcy ?</title>
		<link>http://www.bankruptcy.org.au/when-should-i-file-for-bankruptcy/</link>
		<comments>http://www.bankruptcy.org.au/when-should-i-file-for-bankruptcy/#comments</comments>
		<pubDate>Tue, 09 Jun 2009 13:45:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://www.bankruptcy.org.au/?p=1</guid>
		<description><![CDATA[In a time of economic crisis and increasing consumer debt, bankruptcy filings are on the rise. You may question if going bankrupt is the right solution for your case. Before you opt for tackling your debt in this manner, ensure that you are a good candidate and that it is the right time to file! [...]]]></description>
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